Hong Kong (20 January 2026) Loeb Smith is proud to announce that Hong Kong Capital Finance Corporation Limited (HKCFC)’s residential mortgage-backed securitisation (RMBS) transaction, as arranged by United Overseas Bank with HKCFC MBS 5 Limited as the issuer (Issuer), has been named Best Structured Finance Deal of the Year (Hong Kong) at the FinanceAsia Achievement Awards 2025.

This accolade recognises the complexity and innovation of the HK$1,503 million rated, privately placed fixed-rate RMBS issued by HKCFC MBS 5 Limited, rated Aa2(sf) and A3(sf) by Moody’s. Notably, this transaction marked Hong Kong’s first rated RMBS in more than two decades, marking a milestone for Hong Kong’s capital markets and promoting greater funding diversification among newer originators despite a challenging residential property market.

Loeb Smith acted as BVI counsel to HKCFC MBS 5 Limited, led by Vanisha Harjani, Partner in the Loeb Smith Hong Kong office.

Commenting in Hong Kong, Partner Vanisha Harjani said: “It is encouraging to see the British Virgin Islands remain a popular and important jurisdiction for issuers in onshore structured finance deals. We are optimistic about the market outlook and remain committed to serving our clients in Asia and those seeking to establish a presence there. This award reflects the strength of Loeb Smith’s corporate and finance capabilities and our commitment to delivering innovative solutions in complex markets. We are honoured to have advised HKCFC MBS 5 Limited on Hong Kong’s Best Structured Finance Deal of the Year.”

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香港（2026 年 1 月 20 日）Loeb Smith 自豪地宣布，香港金融资本集团有限公司（HKCFC）的住宅按揭证券化（RMBS）交易，由大华银行安排，HKCFC MBS 5 Limited 为发行人（发行人），在 2025 年《亚洲金融》成就奖中荣获“年度最佳结构性融资交易奖（香港）”。

此次获奖是对HKCFC MBS 5 Limited发行的15.03亿港元私募固定利率RMBS的复杂性和创新性的认可，该RMBS获得穆迪Aa2(sf)和A3(sf)评级。值得注意的是，这是香港二十多年来首笔获得评级的RMBS，标志着香港资本市场的一个里程碑，并在充满挑战的住宅房地产市场中促进了新兴发行机构融资渠道的多元化。

Loeb Smith 担任 HKCFC MBS 5 Limited 的 BVI 法律顾问，由 Loeb Smith 香港办事处的合伙人 Vanisha Harjani 领导。

Loeb Smith合伙人Vanisha Harjani在香港评论道：“令人欣慰的是，英属维尔京群岛仍然是境内结构性融资交易发行人青睐的重要司法管辖区。我们对市场前景充满信心，并将继续致力于服务我们在亚洲的客户以及那些希望在亚洲拓展业务的客户。此次获奖体现了Loeb Smith在公司和金融领域的强大实力，以及我们致力于在复杂市场中提供创新解决方案的承诺。我们很荣幸能够为HKCFC MBS 5 Limited提供法律咨询服务，助力其荣获香港年度最佳结构性融资交易奖。”

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